In the bank
在银行里
We all need to spend and save money.
我们都需要花钱和存钱。
Using a bank is the usual way that people save their money.
使用银行是人们存钱的常用方法。
Each week, my parents give me $5.
每周，我父母给我5美元。
I keep $3 and I deposit $2 in my savings account.
我存了3美元，我在储蓄账户里存了2美元。
In return, the bank gives me interest so that my $2 grows into more money.
作为回报，银行给我利息，这样我的2美元就会变成更多的钱。
That is why people save money in a bank.
这就是人们存钱在银行的原因。
My parents also deposit money in a bank.
我父母也在银行存钱。
My dad writes a check to pay bills for things like electricity and gas.
我爸爸开支票支付电费和煤气费等账单。
The money is taken out of the checking account each month.
钱每个月从支票账户中扣除。
My parents also have a credit card.
我父母也有一张信用卡。
They use this to pay for expensive things like cars or TVs.
他们用这个来支付昂贵的东西，比如汽车或电视。
When I get older, I will also use a checking account and a credit card to spend my money.
当我年纪大了，我也会用支票账户和信用卡来花钱。